Our expert specialist can help you reduce your debt and start a new life. We provide expert, tailored no obligation solution to your debt problems.
Reduce your monthly payments
Write off as much as 70% of your debt
Freeze every possible interest & charges
Welcome to DebtFriendly.co.uk
DebtFriendly.co.uk is an innovative way of managing debt problems, without the need for further borrowing. We will find you a solution that will be exclusive to your personal situation. See how we can get you debt free and back in control of your finances.
If you are struggling to pay credit card, store cards, loans or a mixture of different debts, we are here to help you!
Free Yourself From The Burden Of DEBT
The Quicker You Act, The Quicker You Will Become Debt Free
Reduce outgoings to just £80 a month
One low consolidated monthly payment
No upfront costs . No credit checks
Stop creditors and Bailiff court action
Pay only what you can afford
Quick, confidential and free service
The type of debt we can help you with includes – UNSECURED PERSONAL LOANS, OVERDRAFTS, CREDIT AND STORE CARDS, FINANCE AGREEMENTS, CAR LOANS, Council Tax / Utility Arrears, Mortgage Shortfall ETC. Simply fill out the form at the top to find out the best solution for your individual financial circumstances. Find out how much debt you could write off today.
DebtFriendly.co.uk is an impartial and independent debt solution search service, dedicated to helping you find the best solution to relieve you from your debt.
Our friendly service has been designed to keep things simple and is completely free.
Why use Debtfriendly.co.uk ?
Our service is free and you are under no obligation
We research and compare the whole of UK market
We will help you find the best solution for your debt
We can help with a wide range of debt solutions
All the information provided by you is stored safe, secure and confidential.
Do you charge for your online service?
We never let you pay us any money for using our comparison service. It is absolutely
free of cost. We only receive our income from charging the financial expert whom
we send your enquiries to and this charge can be fixed or it may vary. This charge
will only relate to the introduction of you to the financial expert.
No other additional charges apply as neither we receive nor charge any other amount
to you or the financial expert whom your details are passed to.
Data is collected, processed and maintained in accordance with the Data Protection Act 1998. Registration Number: ZA036317
Terms & Conditions
These terms and conditions apply to your use of this website.
By accessing and using this website you undertake that you are aged 18 years or
be amended from time to time, you should check them whenever you visit the DebtFriendly.co.uk
website. Your continued use of this Website will constitute your acceptance of the
DebtFriendly.co.uk is an online information source for Debt Solution. DebtFriendly.co.uk
is owned by Click Search Media Ltd and provides a free Debt Solution quote search
service. We may change these terms and conditions from time to time and once published,
these alterations will become immediately effective. If you do not agree to these
website and you should cease such access and/or use immediately. In case you breach
2. Our Service
DebtFriendly.co.uk provides an independent online service which enables you
to research and compare Debt Solution provided by third parties
whilst using this Website and our comparison service is free for you to use.
Our aim is to provide uninterrupted access to this Website but we give no warranty
as to the uninterrupted availability of this Website and we reserve the right to
suspend, restrict or terminate your access to this website at any time. We reserve
the right to add, amend, delete, edit, remove or modify any information, content,
material or data displayed on this Website and without notice from time to time.
We do not add any fees or commissions to the products or services you compare. Instead,
we will introduce you to other parties who provide products or services. We are
paid by charging those third party product or service providers a fee and/or commission
for introductions made.
Any financial information featured on the website or accessed via a link from the
website is not considered to be financial advice from Click Search Media Ltd or
DebtFriendly.co.uk. Click Search Media Ltd is not authorised by the Financial
Conduct Authority (FCA) regarding financial products and should not be regarded
as a financial advisor.
Please be aware that nothing on this Website is, or shall be deemed to constitute,
financial, investment or other advice or a recommendation or endorsement by us in
respect of any product or service referred to on this Website. Information on this
Website is provided for general information purposes only, should not be relied
upon by you and is provided so that you can select the product or service that you
feel is most appropriate to meet your needs. You should always check the suitability,
adequacy and appropriateness of the product or service that is of interest to you
and it is your sole decision whether to obtain or refrain from obtaining any product
or service. If you are in any doubt as to the suitability, adequacy or appropriateness
of any product or service referred to on this Website, we suggest that you seek
independent professional advice before you obtain any product or service via this
We request you to be aware that nothing on this Website is, or shall be deemed to
constitute, an offer by us or any third party to sell to you any product or service
or to enter into any contract with you in respect of any product or service.
By submitting your details, you are making an offer to obtain the relevant product
or service from the relevant third party on its terms and conditions that may be
accepted or rejected. The contract for the product or service will only be concluded
once your offer has been accepted.
3. Permitted use
You are only permitted to access and use this Website for your personal, non-commercial
purposes, meaning this Website may only be accessed and used directly by a private
individual or by a business to seek a product or service directly for that individual
or business and on their own behalf. Access to and use of this Website other than
for your personal, non-commercial purposes is strictly prohibited.
You are not permitted to use this Website:
In any unlawful, fraudulent or commercial manner.
To harm, threaten, abuse, embarrass, defame, libel, intimidate or harass another
person, or in a way that invades another person's privacy or is obscene, offensive,
hateful, indecent, inappropriate, objectionable, unacceptable, discriminatory or
damaging as determined by us.
To create, check, confirm, update, modify or amend your own or another person's
databases, records or directories.
To tamper with, modify, reverse engineer or amend any part of this Website.
In a way that interferes with, disrupts or imposes an unreasonable or disproportionately
large burden on our communications and technical systems as determined by us.
Using any automated software, process, program, robot, web crawler, spider, data
mining, trawling or other 'screen scraping' software, process, program or system.
You may operate a link to this Website provided you do so in a way that is fair
and legal and does not damage our reputation or take advantage of it, as determined
by us. You must not operate a link to this Website in such a way as to suggest or
imply any form of association, approval or endorsement by us. We reserve the right
to require you to immediately remove any link to this Website at any time and we
may withdraw any linking permission at any time.
4. Intellectual property rights
The copyright in the information, content, material or data displayed on this Website
belongs to us or our licensors. You may temporarily print, copy, download or store
extracts of information, content, material or data displayed on this Website for
your own personal use, subject to the following conditions:
It may not be used for any commercial purposes and may not be commercially exploited,
published, distributed, extracted, re-utilized or reproduced without our prior written
You may not use any automated software, process, program or system, robot, web crawler,
spider, data mining, trawling or other 'screen scraping' software, process, program
It may not be sold or transferred to any third party.
The copy must retain any copyright or other intellectual property notices contained
in the original material.
Images displayed on this Website are protected by copyright and may not be reproduced
or appropriated in any manner without the prior written consent of their respective
No logos, trade marks or service marks displayed on this Website may be printed
or downloaded, except as part of the text of which they form part.
You must not modify the paper or digital copies of such information, content, material
It may not be excerpted, utilized, used, reproduced, published, reformatted and/or
displayed on any other website without our prior written consent.
The status of us and our licensors as the authors of such information, content,
material or data must be acknowledged.
All intellectual property rights including, without limitation, all copyright, design
rights, patents, inventions, logos, business names, trading names, service marks
and trade marks, internet domain names, moral rights, rights in databases, data,
source codes, software, specifications, know how, processes and business methods
(in all cases whether registered or unregistered and including all rights to apply
for registration) in and relating to this Website (including information, content,
material or data displayed on it) belong to us or our licensors and all such rights
rights belonging to us or our licensors in and relating to this Website (including
information, content, material or data displayed on it) may be used, copied, modified,
published, extracted, utilised, transmitted, displayed, sold, excerpted, reverse
engineered, made available, reproduced, reformatted or distributed by you without
our prior written consent.
All rights in DebtFriendly.co.uk are owned by Click Search Media Ltd or DebtFriendly.co.uk.
You shall retain ownership of any views, opinions, reviews, ratings, comments, content
or material you submit, display, distribute, upload, post, share, publish or otherwise
make publicly available on or through this Website (User Content). You grant us
a perpetual, irrevocable, transferable, worldwide, royalty free and unlimited license
to use, modify, keep, share, sell, save, copy, distribute, publish, display, excerpt,
reproduce, utilise, extract, make available and transmit such User Content in any
manner and for any purpose.
Sections 5, 6 and 7 are important and you should read them carefully as they exclude
or limit our liability to you and detail your responsibilities.
5. Limits to our liability
injury caused by our negligence or for our fraud or fraudulent misrepresentation.
Whilst we use reasonable endeavours to ensure that information on this Website is
accurate and up to date and to correct errors as soon as we are able to after becoming
aware of them, we do not check, monitor, review, verify or endorse, and we are not
responsible or liable for any loss or damage you may suffer or incur in connection
with, any information, content, material or data collected from or provided by third
parties which is displayed on or is otherwise available from this Website or any
third party websites. Such information, content, material or data may be inaccurate,
incomplete or out of date. It is your responsibility to check that such information,
content, material or data is accurate, complete, correct and up to date.
Any views, opinions, advice, reviews, ratings or comments on this Website or any
third party websites which are made by third parties (including User Content if
any) do not represent our views, opinions or advice, should not be relied upon by
you and are not checked, monitored, reviewed, verified or endorsed by us. We are
not responsible or liable for any loss or damage you may suffer or incur in connection
with such views, opinions, advice, reviews, ratings or comments including in relation
to their accuracy, truthfulness or completeness.
We do not give any warranty or guarantee that this Website, any third party website
or any information, content, material or data on this Website or any third party
website is free from viruses, spyware, malicious software, trojans, worms, logic
bombs or anything else which may have a contaminating, harmful or destructive effect
on any technology. You must ensure that you use appropriate virus checking software.
We are not responsible or liable for any loss or damage you may suffer or incur
in this regard where caused by any third party.
DebtFriendly.co.uk or Click Search Media Ltd is not responsible or liable for:
1. Any loss or damage you may suffer or incur in connection with your use of this
Website which is caused by any event beyond our reasonable control including the
electronic transmission of information, content, material and data over the internet
and the interception or decryption of it by others.
2. Any indirect loss or damage you may suffer or incur in connection with your use
of this Website (including any loss of savings you expect to make, loss of business
or business opportunity, or loss of profit or revenue) or for any loss or damage
you may suffer or incur in connection with your use of this website which was not
foreseeable by us when you used this website.
3. Any loss or damage you may suffer or incur in connection with any inability
to access and use this Website for any reason.
6. Exclusion of our liability in respect of third party advice, assistance, websites
and products or services
You can apply for a number of products and services via this Website. These products
and services are not provided by us but are instead provided by third parties over
whom we do not have control. It is your responsibility to satisfy yourself that
you wish to obtain any product or service before doing so. We are not responsible
or liable for any loss or damage you may suffer or incur in connection with any
product or service you obtain after using this Website or for any acts, omissions,
errors or defaults of any third party in connection with that product or service.
Please be aware that the information and descriptions of products and services on
this Website may not represent the complete descriptions of all the features and
terms and conditions of those products and services. You must ensure that you carefully
read all the features and terms and conditions of any product or service before
applying for it.
If you apply for and obtain any product or service, you will be contracting with
a third party who will be providing that product or service to you on their own
terms and conditions. It is your responsibility to ensure that you understand and
agree with those terms and conditions before entering into a contract to obtain
that product or service. We are not responsible or liable for any loss or damage
you may suffer or incur in connection with the terms and conditions applying to
any contract entered into by you with any third party in relation to any product
or service or for any acts, omissions, errors or defaults of any third party in
connection with those terms and conditions.
We provide links from this Website and from emails sent to you as part of our service
to the websites of third parties. These websites are owned and operated by third
parties over whom we do not have control. You access and use these third party websites
at your sole risk and your sole discretion. You are solely responsible for any use
of these third party websites and for any decision to obtain or refrain from obtaining
any of the products or services available on such third party websites. Any links
to third party websites are provided for your interest and convenience only. We
do not endorse, recommend or accept responsibility for such third parties, their
products or services, their websites or for any information, opinions or views given
or advice provided by such third parties (whether on their websites or otherwise).
We are not responsible or liable for any loss or damage you may suffer or incur
in connection with your use of any third party websites or for any acts, omissions,
errors or defaults of any third party in connection with their website.
Your use of any third party website will be governed by the terms and conditions
Policy. It is your responsibility to ensure that you understand and agree with the
using that website. We are not responsible or liable for any loss or damage you
may suffer or incur in connection with the terms and conditions of use or the privacy
policy applying to any third party website or for any acts, omissions, errors or
defaults of any third party in connection with those terms and conditions of use
Any views, opinions, advice or assistance which is given or provided to you by a
third party after you have used this Website do not represent our views, opinions,
advice or assistance and are not checked, monitored, reviewed, verified or endorsed
by us. We do not endorse, recommend or take responsibility for any third party who
provides you with any views, opinions advice or assistance. You act or refrain from
acting on any third party's views, opinions, advice or assistance at your sole risk
and sole discretion and you are solely responsible for any decision to act or refrain
from acting on such views, opinions, advice or assistance. We are not responsible
or liable for any loss or damage you may suffer or incur in connection with such
views, opinions, advice or assistance including in relation to their accuracy, truthfulness
or completeness or for any acts, omissions, errors or defaults of any third party
in connection with such views, opinions, advice or assistance.
Please be aware that whilst this website provides information on a wide range of
products or services, there may be other products or services available on the market
which are not shown on this website and which may be more appropriate or suitable
for you than those shown on this website.
7. Your responsibilities
You must take all reasonable precautions (including using appropriate virus checking
software) to ensure that any information, content, material or data you provide
(including User Content) is free from viruses, spyware, malicious software, trojans,
worms, logic bombs and anything else which may have a contaminating, harmful or
destructive effect on any part of this website or the websites of third parties
or any other technology.
You may complete a registration process as part of your use of this website which
may include the creation of a username, password and/or other identification information.
Any username, password and/or other identification information must be kept confidential
by you and must not be disclosed to, or shared with, anyone. Where you do disclose
to or share with anyone your username, password and/or other identification information,
you are solely responsible for all activities undertaken on this website using your
username, password and/or other identification information.
You must check and ensure that all information, content, material or data you provide
on this website is correct, complete, accurate and not misleading and that you disclose
all relevant facts. We do not accept any responsibility or liability for any loss
or damage you may suffer or incur if any information, content, material or data
you provide on this Website is not correct, complete and accurate or if it is misleading
or if you fail to disclose all relevant facts.
Before you obtain any product or service from a third party, you must check all
of the information, content, material or data held by the third party about you
to ensure it is correct, complete, accurate and not misleading and that you have
disclosed all relevant facts. It is your responsibility to identify and correct
any mistakes or errors in the information, content, material or data held by the
third party about you before you obtain any product or service. Failure to do so
could invalidate the product or service provided by the third party. We do not accept
any responsibility or liability for any loss or damage you may suffer or incur if
any information, content, material or data held by the third party about you is
not correct, complete and accurate or if it is misleading or if you have failed
to disclose all relevant facts.
You agree that you will be liable to us for any damage, loss, claim, demand, liability
or expense (including reasonable legal fees) that we may suffer or incur arising
out of or in connection with your conduct on this website.
8. Complaints Procedure
We aim to provide a high level of service to all our customers but occasionally things can go wrong. If you are unhappy
with our service for any reason, please contact our Customer Services Team by writing
to us to our email to firstname.lastname@example.org
We’ll try to resolve your complaint within 48 hours. If we are not able to do
so, we will provide you with an acknowledgement. After we have had an opportunity
to investigate your concerns, we will issue you with a final response. Depending
on the nature of your complaint and if you remain dissatisfied with our response,
you may have the right to refer your case to the Financial Ombudsman Service at
South Quay Plaza, 183 Marsh Wall, London, E14 9SR; telephone: 0845 080 1800; email:
email@example.com; website http://www.financial-ombudsman.org.uk/.
We will inform you if this right of referral applies to you.
If you are unhappy with any product you have obtained from a third party or have
any complaint regarding any third party, you should address your complaint directly
to that third party. If you require their contact details, please contact our Customer
Services Team who will be happy to assist.
Click Search Media Ltd or DebtFriendly.co.uk is registered with the UK Data
Protection Registrar and endeavours to follow all the guidelines and rules set out
in the Data Protection Act 1998.
We are committed to protecting your privacy and we treat your privacy very seriously.
website, you agree to the way in which we process and deal with your personal information.
We may disclose your personal information or access your account if required to
do so by law, any court, the Financial Conduct Authority, the Office of Fair Trading
or any other applicable regulatory, compliance, Governmental or law enforcement
10. Jurisdiction for use:
This site is intended for use only by those who can access it from within the UK.
11. What we use personal data for:
We collect personal data to enable us to identify you and to deliver personalised
offers and promotions based upon your demographics and product purchase profile,
and for the purposes of statistical analysis.
The information is used for system administration purposes and to form personalised
profiles and demographics that we may use to improve the content of our communications
and track information about your use of DebtFriendly.co.uk. We will use this
personalised information to keep you informed of areas in which you may have an
interest. If you would prefer not to receive communications from us, please tell
us by email to firstname.lastname@example.org
12. Access to personal data
Under the Data Protection Act 1998 you have the right to make a request for a copy
of the personal information we hold about you. We are entitled to charge an administration
fee of £10 for answering your request. Please write to us in the first instance
outlining your request at Click Search Media Limited, 19 Trinity Walk, Nottingham,
13. Governing law
by and interpreted in accordance with English law.
Each of you and us submits to the exclusive jurisdiction of the courts of England
website (including any claims or disputes).
14. Termination of Agreement
Should any of the terms and conditions stated be breached, Click Search Media Ltd
or DebtFriendly.co.uk has the right to terminate the agreement and immediately
remove, cancel or suspend access to and use of the website. All disclaimers, indemnities
and exclusions stated within these terms and conditions shall survive termination
of the agreement between us for any reason.
Click Search Media Ltd or DebtFriendly.co.uk is not liable for failure to undertake
any obligation under this agreement if failure results from events out of its control,
including without limitation Internet/telecoms outages, fire, flood, war.
We take the protection of your personal data very seriously. This section explains
what information we collect from you, what we do with it, how we keep it secure
and the circumstances upon which we provide it to third parties. If you have any
customer services team via email at email@example.com
By using this site, you are giving us permission to use the data you provide us
Information about you will not be collected unless you choose to give it to DebtFriendly.co.uk
or Click Search Media Ltd.
If you do not want Click Search Media Ltd or DebtFriendly.co.uk to collect/process
personal or financial information, please do not submit it. If you believe any personal
or financial information to be incorrect, contact Click Search Media Ltd or DebtFriendly.co.uk
and the information shall be immediately corrected or removed from the database
should you request it.
Information that we collect from you:
To take advantage of our services, you might be required to provide us with certain
information about yourself. This may include doing things such as registering your
contact details or completing certain forms on our website. You may also be asked
to provide us with information about yourself if you wish to contact us for any
reason. We also collect details of your visit to our website and your use of it.
Sensitive personal data:
The nature of our business is such that we may also on occasion ask you to provide
sensitive personal data as defined in the Data Protection Act 1998. By proceeding
with obtaining a quote, we will take that as your explicit consent to such information
being processed by ourselves and the relevant third party service providers.
We may also collect information about your computer, including where available your
IP address, operating system and browser type using a cookie file which is stored
in the hard drive of your computer. Cookies help us to improve our website and deliver
a better and more personalised service to you. They enable us to:
Personalise your experience on our website, speed up your searches and help us select
services or materials for inclusion on the website which may be of interest to you.
Monitor general traffic patterns and usage of our website to help us to improve
our website design and layout.
Most browsers accept cookies automatically, but usually you can alter the settings
of your browser to prevent automatic acceptance. If you choose not to receive cookies,
you may not be able to use certain features of our website.
The information that is collected by us via cookies is completely anonymous.
Uses made of your details and information
We (or third parties acting on our behalf) may use your personal information in
the following ways:
to provide you with the information, products or services that you request from
to allow you to participate in interactive features of our service when you choose
to do so; and/or.
to contact you by letter, telephone or e-mail to inform you about other products
and services which may be of interest to you; and/or
notify you of our news, changes to the website, special events or other services
we think may interest you.
We will also disclose your personal information to third parties who provide the
products/ services that you have enquired about via our website.
We also may need to disclose your personal information:
where it is necessary to
comply with any applicable laws or to protect ourselves or our users (including
exchanging information with other companies for the purposes of fraud protection).
or in the event that we sell our business, in which case we may disclose your personal
data to the prospective buyer of our business.
How do we store your personal information and keep it secure?
As required by the Data Protection Act 1998, we follow strict security procedures
in the storage and disclosure of personal information which you have provided via
this website, to prevent unauthorised access. We shall take all reasonable steps
to ensure your personal details remain secure. The personal information that we
collect from you may also be transferred to and stored outside of the European Economic
information on our website. If at any time after you have provided personal information
to us and you want to object to your personal data being used by us, you need to
let us know by either contacting our customer services team at our address given
above or by sending an email to us at
We will endeavour to process your request as soon as possible, but in some cases
it may take us up to 28 days to process your request. You may request a copy of
the information we hold about you. We will be happy to provide you with such information
upon request and the payment of £10 in order to cover our administrative expenses
in relation to your request.
Please note that we are not responsible for what any third party content provider
or other third party offering goods and services via websites or linked to or framed
around our website may do with any personal information that you may provide them.
Accordingly, please ensure that you also read their data protection and privacy
terms and conditions very carefully before providing them with your personal information.
Any failure on our part to enforce any right will not constitute a waiver of such
These terms and conditions replace any previous terms and conditions regarding the
use of our website.
These terms and conditions are subject to English law and the exclusive jurisdiction
of the English courts.
Helping our customers is our ultimate aim and protecting customers’ information
is our highest priority. This means that any cookies used on our sites will not
our websites to facilitate your visits with more effective manner.
What are cookies?
A cookie is a small amount of data, which often includes a unique identifier that
is sent to your computer, tablet or mobile phone (referred to here as a "device")
browser from a website's computer and is stored on your device's hard drive. Each
website can send its own cookie to your browser if your browser's preferences allow
it, but (to protect your privacy) your browser only permits a website to access
the cookies it has already sent to you, not the cookies sent to you by other websites.
Many websites do this whenever a user visits their website in order to track online
traffic flows. To find out more about cookies in general, please visit
Cookies cannot carry viruses, and cannot install malware on the host computer and
will not harm your computer. We do, however, use encrypted information to help improve
your experience of our website. Enabling cookies from our site is safe. Cookies
are like yellow sticky notes. We use them to help us remember your last map location,
so that you can carry on where you left off in your next visit. This saves you having
to pan and zoom unnecessarily as you can return to the exact same spot.
Cookies used on our sites could be classified into three categories:
These are used to maintain something called session state. These cookies are created
when a visitor first lands on the site and destroyed when the visitor leaves the
site. Session cookies are required for the website to function but are not used
in any way to identify you personally.
Permanent cookies (persistent cookies)
When you visit our website, we will assign a permanent cookie on the hard drive
of your computer. You can view these by looking in the cookies directory of your
browser installation. These cookies generally have a life time and are automatically
destroyed on reaching their expiry time. The aim is to enhance your experience whilst
on the website and make sure you don’t miss out on great offers. Cookies do not
contain any personal Information for example, your name, address, email address,
or telephone number, but simply a unique identification number that identifies your
computer to us.
Third party cookies
Certain cookies are either set by third parties on the website or these are set
by us using the third parties cookie code. We use Google analytics to collect information
about how visitors use our site. We use the information to compile reports and to
help us improve the site. The cookies collect information in an anonymous form,
including the number of visitors to the site, where visitors have come to the site
from and the pages they visited. More information about Google analytics and how
to restrict or block their cookies can be accessed by following this link www.google.co.uk/intl/en/analytics/privacyoverview.html
Although you cannot block "session" cookies as they are required for our website
to function correctly you can configure your Internet browser so that it can reject
both "permanent" and "third party" cookies. How you do this will depend upon the
Internet browser you use. Please follow this link www.aboutcookies.org/Default.aspx?page=1
to get detailed instructions on disabling cookies based on your browser version.
All debt solutions should be very carefully considered. We never charge for using our site information, but if you enter an Individual Voluntary Arrangement (IVA) or Debt Management Plan with one of our group companies, then fees will apply and these are made clear by our advisors or in the documentation you receive. Retained payment may place you further into arrears. We comply with the Consumer Credit Act and you have the right to a cooling off period of 14 days. It is likely that your ability to obtain further credit in the short term will be affected and this may also be the case over the medium to long term.
All content set out in this website by DebtFriendly.co.uk is provided for information only and does not constitute financial advice under the financial conduct authority regulations.